Investor Presentaiton

Canadian Banking: Market Share Market Share (%) 1 Q3/09 Q4/09 Q1/10 Q2/10 Q3/10 Residential Mortgages 20.06 20.14 20.23 20.28 20.40 Total Personal Lending 18.29 18.30 18.29 18.26 18.27 Total Personal Deposits 11.13 10.89 10.84 10.89 10.83 Mutual Funds 7.93 8.35 8.84 9.10 9.18 (1) Market share statistics are issued on a one-month lag basis. (Q3 10: June 2010) Total Personal Lending market share is based on a comparison of the big six banks. Total Personal Deposits market share is based on a comparison of the total industry. Mutual Funds market share is based on a comparison with total banks. Sources: Mutual Funds - IFIC; Personal Lending and Personal Deposits - Bank of Canada Scotiabank International Banking: Improving Economic Environment Revenues (TEB) ($ millions) 1,384 1,275 1,269 311 292 300 509 395 437 588 532 564 Q3/09 Q2/10 Mexico Q3/10 ■Caribbean & Central America Latin America & Asia Scotiabank Year-over-Year 31 Mexico + Higher commercial banking fees ■ Caribbean & Central America + Impact of R-G Premier acquisition + Writedown of an equity investment in Q3/09 ■ Latin America & Asia - Fair value changes in financial instruments + Increased contribution from T-Bank ■ Mexico Quarter-over-Quarter + Higher trading revenues and retail deposit spreads ■ Caribbean & Central America + Impact of R-G Premier acquisition ■ Latin America & Asia + Fair value changes in financial instruments + Higher gains on securities - Gain on sale of shares in Siam City Bank in Q2 32

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