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Investor Presentaiton

Global market backdrop. Central banks responding aggressively to inflation. Fed Funds and RBA Cash Rate (%) % 9 Cash Rate Fed Funds (midpoint) % 0 Global inflation (ann %) ann% 20 8 7 6 5 4 3 2 1 0 Nov 92 Nov 98 h Westpac f'casts to Dec-23 15 10 5 5 2 0 0 -5 Nov 04 Nov 10 Nov 16 Nov 22 Sep-60 Sources: Bloomberg, RBA Westpac Economics Global supply chains (index, monthly) Sep-70 Australia G7 Economics ann% 20 * CPI inflation; 'G7' is GDP- weighted avg of US, EU, Japan, UK and Canada. 15 10 5 0 -5 Sep-80 Sep-90 Sep-00 Sep-10 Sep-20 Sources: ABS, IMF, Macrobond, Westpac Economics Consumer inflation expectations¹ (ann, %) Index Index ann% 52.5 Global Supply Chain Pressure Index (Ihs) 850 9 container freight rates (rhs)^ 52.0 700 80 A 2017 avg 100 7 51.5 550 6 51.0 400 5 50.5 250 4 50.0 100 3 49.5 -50 2 Jan-17 Jan-18 Jan-19 Jan-20 Jan-21 Jan-22 Jan-23 Oct-97 Sources: Bloomberg, Macrobond, Westpac Economics 110 Westpac Group 2022 Full Year Results Presentation & Investor Discussion Pack Oct-01 Oct-05 Australia G7 * 3mth avg Oct-09 ann% 6 latest 8 month 7 6 < 3 2 Oct-13 Oct-17 Oct-21 Sources: ABS, IMF, Macrobond, Melbourne Institute, Westpac Economics Westpac GROUP
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