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Investor Presentaiton

LOAN PORTFOLIO BREAKDOWN RETAIL BANKING | SEP-21 JSC Bank of Georgia standalone GEL MILLIONS CORPORATE AND INVESTMENT BANKING | SEP-21 JSC Bank of Georgia standalone GEL MILLIONS 2.3% 10,021 230 2.8% 2.3% 5,173 117 1.6% 1,098 18 6,013 166 4,075 99 2.4% 1.6% 4,008 65 Loan portfolio Allowance for ECL ECL rate FC GEL Loan portfolio Allowance for ECL ■FC GEL ECL rate RB Loan % of total RB Consumer % of total CIB Mortgages SME & Micro CIB portfolio Amounts in GEL millions GEL loans* FC loans not exposed to FC risk FC loans exposed to FC risk Total portfolio 6,013 654 3,354 10,021 loan portfolio loans* loan portfolio 60.0% 6.5% 33.5% 1,912 491 1,447 2,337 1,764 1,098 21.2% 104 59 2,098 40.6% 249 1,659 1,977 38.2% 100.0% 3,850 2,689 3,482 5,173 100.0% *Includes credit cards ** Starting from 3Q21, Wealth Management business has been reclassified from Corporate and Investment Banking to Retail Banking segment 33
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