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Investor Presentation

Environmental, Social, and Governance Commitment ESG is embedded into the culture, operations and strategy of Emirates NBD. Our ESG commitment are integrated to all our business divisions and across all our subsidiaries, with qualitative and qualitative targets as highlighted below. Environmental Commitment to reduce carbon emissions Scope 12 emissions by 30% by 2030 and reduce of water consumption by 5% per staff member. • Scope 2 emissions fell by 12.6% in 2022 compared to 2020 while the Group's total emissions remained relatively unchanged. "Go Paperless programme" launched in 2020. The paper use reduced from 15,737 KG in 2020 to 2,617 KG in 2022. . Social Emirates NBD's strategy aligns with the UN SDGs through initiatives such as developing the SME ecosystem and economic output in the UAE. • Dedicated Diversity and Inclusion department in place since 2021. • 41% female in our employee base. Commitment to have 25% women in senior leadership (WIL) roles by 2027. National Leadership Program launched in 2014 to develop future Emirati leaders. . . Governance Strategic ESG matters are the responsibility of the Emirates NBD Board of Directors and the Board Nomination. • The Board of Directors monitors how evolving global standards are selected and incorporated into the ESG framework. • The Group is in the process of instituting a governance framework that ensures open and transparent communication within the organization concerning matters that pose potential environmental and social risks. As part of UAE's national path to climate neutrality by 2050, Emirates NBD Group is among the 15 signatories of UAE pledge to implement carbon emission reduction goals. 29
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