Bank of Georgia Financial Snapshot and Loan Portfolio Quality

What we focus on Our strategic priorities Mobile Payments Loyalty Relevant in customers' daily lives Increasing customer Growing payments Excellent customer engagement business experience Our enablers Customer-centricity Data and AI People and culture Brand strength Key medium-term targets c.10% Loan book growth 20%+ ROAE Effective risk management 30-50% Dividend and share buyback payout ratio 14

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