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Investor Presentaiton

Distribution Channels & Business Mix Split of Business by Distribution Channel (2006 Commission Income) Split of Business by Class (2006 GWP) ODIS 36.7% Acquisitions 7.1% Commercial 8.4% • Northern Ireland 14.4% South 17.3% North 16.2% Commercial 24.3% Other 0.8% equity INSURANCE BROKERS Travel 0.3% Motorcycles 1.3% Private Car 66.2% Household 7% ODIS, although not owned in 2006, now represents 37% of the branch network • Private Car business represents 66% of total

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