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Investor Presentaiton

Overseas non-core exposures Overseas non-core exposures (€ mn) 1.311 31% 166 1.179 155 1.051 185 627 986 585 140 154 903 97 139 76 133 151 179 5281 132 56 512 200 49 131 477 199 22 192 173 520 439 368 354 312 164 155 155 120 114 Dec-14 Mar-15 Jun-15 Sep-15 Dec-15 ■Russia: Net exposure ■Greece Foreclosed Properties ■Romania: Net Exposure 1 Greece net off balance sheet exposure ■Greece net on balance sheet exposure Greece other The non-core overseas exposures at 31 December 2015 were as follows: Greece: The net exposure comprised: (a) Net on-balance sheet exposures (excluding foreclosed properties) totalling €22 mn; (b) 641 foreclosed properties with a book value of €173 mn; (c) off-balance sheet exposures totalling €131 mn; and (d) lending exposures to Greek entities in the normal course of business in Cyprus totalling €70 mn, and lending exposures in Cyprus with collaterals in Greece totalling €81 mn. Romania: The overall net exposure is €312 mn Russia: Following the disposal of Uniastrum Bank and certain other Russian assets the remaining net exposure (on and off balance sheet) in Russia is €114 mn (1) Lending exposures to Greek entities in the normal course of business in Cyprus and lending exposures in Cyprus with collaterals in Greece Bank of Cyprus 18 DINO
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