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Investor Presentaiton

Our Markets BAR HARBOR BANKSHARES The Bank serves a wide range of markets in Maine, New Hampshire and Vermont. Within our markets, tourism, agriculture, and fishing remain strong and continue to drive economic activity. These core markets have also maintained their strength through diversification into various services industries. Branches Wealth Management Locations Operations Centers • Maine As of March 31, 2023 22 full-service branches in Downeast, Midcoast and Central Maine. Primary market areas: Hancock, Knox, Washington, Kennebec and Sagadahoc counties. New Hampshire 21 full-service branches and two stand-alone drive-up windows in New Hampshire. Primary market areas: Nashua, Manchester, Concord, and Upper Valley, including Lebanon, Hanover, New London and Newport. Vermont 10 full service-branches and one stand-alone drive-up windows in Vermont. Primary market areas: Central Vermont within the counties of Rutland, Windsor and Orange. 9
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