Visa Investor Day

Government engagement . Shifting Dialogue Improving Efficiency VISA Driving Economic Growth Interchange Business practices Support of domestic schemes Social benefits programs • eGovernment Electronification of Commerce Formalizing economy •Travel & Tourism ($22B) Brazil Processing for domestic brand Elo US $1.5 trillion in government disbursements $263 billion higher GDP from increased card usage Source: Visa Inc. estimates; Moody's Analytics 2013, study conducted for Visa Inc. 33 | Visa Investor Day

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