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Investor Presentaiton

Disciplined Capital allocation Reinvesting Asia capital generation to drive growth Asia Free surplus¹ sources and uses, FY12-HY22 $bn $6bn invested new business $5bn invested in inorganic opportunities 1.6 Asia Free Surplus 31 Dec 2011 $14.0bn Asia EEV 31 Dec 2011 20.6 (5.9) (10.6) Asia in-force operating capital generation Investment in new business Remittances 72 1.Excluding distribution rights and other intangibles. 8.6 2.9 Central (0.0) Total Group 5.7 Asia Other Asia Free Surplus 30 Jun 2022 Supported inorganic investment in Asia of ~$5bn, central costs and shareholder dividends when combined with UK and US remittances $40.3bn Asia EEV 30 Jun 2022 $42.3bn Group EEV 30 Jun 2022

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