HDFC Life Corporate Presentation

Bancassurance powered by innovation, technology and people + 12 Product proposition Comprehensive product suite across par, non-par, term, annuity, ULIP Combo insurance products Innovative term products limited pay, RoP1 and riders Mass distribution products POS¹ & - Saral plans Partner experience & engagement Defined engagement metrics InstaPlan measured digitally +x Tech & Digitization Insta Quote One stop solution for generating illustration PASA¹ using analytics Distribution Strong presence across metro, urban & rural geographies with ~9K Sales force Strong growth & presence in alternate channels viz virtual, salary & HNI; focus on Capability building & resourcing Learning on the go: mobile nugget$ for skill enhancement Comprehensive YOUNite engagement and training programs for sales teams CSR Joint CSR1 INSTAInsure COPPORATE initiatives that RESPONSERITY strengthen relationships Dedicated HNI¹ cell Cloud Cloud based customer Telephony calling solution for sales Reducing need of physical presence by E2E digital processes MSME sector Strong YoY growth in group insurance through credit protect Increasing business pie through POS Structured rewards and recognition program Gamified learning experience through mobile app & simulations Innovative retirement products through Virtual InstA assistant for sales & service teams P-conversion Verification via Chat annuity & pension 1. 1 2 3 2. Digital sales verification via WhatsApp chat, video app or calling products attached in assets POS: Point of Sales; PASA: Pre-approved Sum Assured; RoP: Return of Premium; HNI: High Networth Individual; CSR: Corporate Social Responsibility WISE: Frontline digital tool, enables virtual onboarding of customers in the presence of a HDFC Life representative 3. PCVC: Pre Conversion Verification Call Profitable growth distribution Diversified mix innovation leading Market- Reimagining Quality of insurance Board and management HDFC Life

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