Investor Presentaiton
Jan-19
Feb-19
Mar-19
Apr-19
May-19
2
Jun-19
Jul-19
Aug-19
Sep-19
Oct-19
Nov-19
4
26
24
22
20
18
16
14
12
10
Jan-19
Feb-19
Mar-19
Apr-19
May-19
Jun-19
Jul-19
Aug-19
Sep-19
Oct-19
Nov-19
Dec-19
Jan-20
Feb-20
Mar-20
Apr-20
May-20
Jun-20
Jul-20
Aug-20
Sep-20
Banking sector profitability remains stable in February 2021.
%
6
Net Interest Margin
Return on Assets
Dec-19
Jan-20
Feb-20
Mar-20
Apr-20
May-20
Jun-20
Jul-20
Aug-20
Sep-20
Oct-20
Nov-20
Dec-20
Jan-21
Source: Financial Service Authority (OJK) *) provisional figures due to the relaxation on financial institutions' report to OJK because of Covid-19
Feb-21
4
4.47
3
2
1.98
1
0
Jan-19
Feb-19
Mar-19
Apr-19
May-19
Jun-19
Jul-19
Aug-19
Sep-19
T
Oct-19
Nov-19
Dec-19
Jan-20
Feb-20
Mar-20
Apr-20
May-20
Jun-20
Oct-20
■CAR
Resilient Financial Institutions
Tier 1
Domestic financial institutions remain sound and stable, supported by strong capitals and leverage amidst hurdles due to the pandemic...
CAR of the banking sector remained high and stable at 24.60%, with
Tier-1 capital at 22.8% as of February 2021.*)
RBC of the insurance industry remained high and well above the
minimum threshold (120%) with Life Insurance RBC at 537% and
General Insurance RBC at 352% as of February 2021.
Nov-20
24.6
900
22.8
800
700
600
500
400
300
200
0
Jan-19
Feb-19
Mar-19
100
threshold Insurance RBC (Lhs)=120%
Apr-19
May-19
Jun-19
Jul-19
Aug-19
Sep-19
Oct-19
Nov-19
Dec-19
Jan-20
Feb-20
Mar-20
Gearing ratio of multi-finance companies remains steady, far below the
threshold in February 2021.
%
Jul-20
Aug-20
Sep-20
Oct-20
Nov-20
Dec-20
Jan-21
Feb-21
139
2.04
Apr-20
May-20
Jun-20
Life Insurance (Lhs)
General Insurance (rhs)
400
352
350
300
250
537
200
threshold Insurance RBC (rhs)=120%
150
100
50
Jul-20
Aug-20
Sep-20
Oct-20
Nov-20
Dec-20
Jan-21
Feb-21
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