Credit Investor Presentation

Behaving responsibly Delivering on governance Strong track record • Quality and transparency of reporting Financial resilience • Prudent financial risk management • A3 credit rating with Moody's • Pension fund already achieved low dependency Fair Tax Mark PwC's Building Public Trust Awards 2018 Winner of Reporting in Financial Services in the FTSE 350 Celebrating openness MEMBER OF Dow Jones Sustainability Indices In Collaboration with RobecoSAM < FTSE4Good Award winning annual report and strong performance on investor indices EURONEXT vigeqiris INDICES UK 20 CDP DISCLOSURE INSIGHT ACTION United Utilities • Credit Investor presentation • 21

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