Investor Presentaiton

Advances Mix; Cautious on Retail Growth C&IB CB Wholesale Sep 30,2021 19,397 Yield Sep 30,2020 YOY Proportion H1 FY22 17,815 9% 6.6% 5,828 6,204 (6%) (8.1%) 45% 25,224 24,020 5% Business Loans 9,333 10,901 (14%) Credit Cards 12,482 11,286 11% Micro-banking Housing Loans 1,548 576 4,959 6,686 (26%) 14.7% (16.3%) 55% Retail Agri 1,231 1,114 10% Others 1,231 1,580 (22%) Retail 30,784 32,142 (4)% Total 56,009 56,162 0% H1 FY21 yields in brackets apno ka bank | RBL Bank 17

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