SJW Group Dividend Growth and Capital Expenditure Plan

SJW Group Debt Financing The debt financing for SJW Group and its subsidiaries was largely completed for 2022 • MWC entered into a credit agreement for $15 million, due May 31, 2042 . CWC issued $25 million of 4.71% senior notes, due December 15, 2052 - Delayed draw structure, with closing to occur December 2022 SJWC issued $70 million of 4.84% senior notes, due February 1, 2053 - Delayed draw structure, with closing to occur January 2023 26

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