Hanmi Financial Results Presentation Deck
24% of the loan portfolio reprices within 1-3 months.
Loans - Months to Reset / Maturity (1)
$1,807.1
$1,509.6
$1,406.9
$658.3
$338.1
$320.2
$517.5
$110.1
$407.4
$858.6
$298.6
$560.0
$102.7
1-3 Months 4-12 Months 1-2 Years 2-3 Years
Fixed
Variable
H Hanmi Financial Corporation
$414.8
$1,392.3
($ in millions)
$841.4
$498.3
$343.1
3-5 Years >5 Years
Net Interest Income Sensitivity
Cost of
CDs (2)
Cost of
CDs (4)
4.50%
2.17%
4Q22
Numbers may not add due to rounding
(1) Includes loans held for sale; numbers may not add due to rounding
Fed Funds Rate & Cost of CDs
4.27%
$785.7
$710.7
$75.0
1Q24
5.00%
3.31%
1Q23
5.25%
3.70%
2Q23
4.45%
$480.2
Deposits - CD Maturities
4.75%
$405.1
$75.1
2Q24
Wholesale
5.50%
(2) Cost of CDs and interest bearing-deposits for the month of December 2023 was 4.40% and 3.97%, respectively
(3)
Fed funds rate represent the rate at the end of the quarter
Represent weighted average contractual rates
(4)
3.95%
3Q23
$505.1
$490.1
$15.0
3Q24
Retail
5.50%
4.24%
4Q23
Fed
Funds
Rate (3)
($ in millions)
4.72%
$668.2
$655.0
$13.2
4Q24
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