Investor Presentaiton

3▸ Λ INVESTMENTS AND INNOVATION SMEs which Invested into Innovation 70% 60% 50% 40% 43% 30% 37% 28% 24% 20% 10% 0% Micro Small - 2018 Source: SME Research in 2019, SME research in 2013, Ameria CJSC - 2012 60% ↓ 54% Medium INVESTMENT The decline in this type of investments is perhaps due to THE DECLINE IN FOREIGN DIRECT INVESTMENTS. ✰ Apart from creating financial possibilities, foreign direct investments are known to be a technology transfer tool and bring innovation to the economy. 19

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