Investor Presentaiton

Reconciliation for non-GAAP Financial Measures Peru ($MM) Reported Basis Pre-tax, pre-provision profit FY19 FY20 FY21 FY22 Q3/21 Q3/22 Q3/23 FY19 Reported Basis (Constant FX) 1,3 FY20 FY21 FY22 Q3/21 Q3/22 Q3/23 Peru Revenue 2,170 2,145 1,572 1,444 386 346 402 Expenses 769 757 603 569 149 138 172 698 Pre-tax, pre-provision profit 1,401 1,388 969 875 237 208 230 1,292 1,990 1,989 1,700 701 1,288 1,049 1,542 451 376 402 651 608 172 148 172 934 279 228 230 Net income attributable to equity holders (NIAEH) NIAEH 676 314 304 383 91 84 97 630 291 336 408 109 93 97 97 ($MM) NIM Calculation1 Average total assets² Less: Non-earning assets Average total earning assets² Less: Peru³ 2020 32,474 28,070 28,053 28,748 29,830 2,205 1,903 1,800 1,672 1,944 30,269 26,167 26,253 27,076 27,886 2021 2022 Q3/22 Q3/23 Securities purchased under resale Trading Assets agreements and securities borrowed Other deductions Average core earning assets² Net Interest Income Less: Non-core net interest income 320 868 74 121 192 0 0 1,248 692 372 393 1,344 28,701 24,607 25,807 26,562 26,350 1,696 1,179 1,152 298 329 1 13 4 1,696 1,178 1,139 294 328 5.91% 4.79% 4.41% 4.39% 4.94% (1) Net interest income on core earning assets Net interest margin 1 1 Refer to non-GAAP measures on page 4 of the Management's Discussion & Analysis in the Bank's Third Quarter 2023 Report to Shareholders, available on http://www.sedarplus.ca, 2 Average balances represents the average of daily balance for the period; 3 May not add due to rounding 89

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