Creating the Future of Finance - Breakthrough Innovation slide image

Creating the Future of Finance - Breakthrough Innovation

K KASIKORNTHAI KF&E Highlights 2022 December 2022 (Bt bn) แฟคเตอรี แอนด์ อีควิปเมนท์ กสิกรไทย 开泰设备融资 KASIKORN FACTORY AND EQUIPMENT KF&E Loan Outstanding 30.0 25.11 25.15 24.31 25.0 22.88 20.38 20.0 17.63 15.0 10.0 5.0 0.0 2017 2018 2019 2020 2021 2022 Industry Outlook: ธนาคารกสิกรไทย 开泰银行 KASIKORN BANK Growth in Equipment Leasing (EQL) business forecasted using numerous factors including total import volume of machinery and equipment, direction of government policy, domestic and international business growth opportunities, and Capital Investment Index, including the labor cost factor that causes switching to use machines instead of human labor. KF&E Highlights: 2022 KF&E loan outstanding was decreased Bt24.31bn, 3.34% YoY. KF&E currently ranked #1; maintaining lead position in equipment leasing industry. Note: In 2010, KASIKORN FACTORING (KFactoring) was renamed KASIKORN FACTORY AND EQUIPMENT (KF&E) to better reflect their business, focusing on offering leasing services. for machinery and equipment; the factoring business operation of KFactoring was transferred to KBank บริการทุกระดับประทับใจ K KASIKORNTHAI Life Insurance Industry in Thailand Premium per % GDP by Country (%) 20.0 16.5 15.0 14.0 Y2019 11.6 10.0 5.86.4 5.8 6.07.67.5 5.0 1.51.11.0 2.8 3.23.2 3.44.03.9 2.3 2.4.1 3.3 3.43.4 ■Y2020 ■Y2021 1.41.41 1.221.5 1.41.61.6 ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK In 2021, Thailand insurance penetration rate was 3.4% with a high opportunity for growth. ■Muang Thai Life Assurance (MTL) ranked #4 in life insurance industry in Thailand, in 9M22 with 11.6% market share of total premium. #4 in life insurance industry in Thailand, in 2021 93 Source: Swiss Reinsurance Total Premium (Bt bn) Size of Market by Premium(%) CAGR'12-21: 5% New Business Premium Market Share by Total Premium in Life Insurance (%) Source: The Thai Life Assurance Association (%) (Bt bn) 30.0 25.6 700.0 600.0 500.0 400.0 600.2 614.1 200.0 ■2020 ■2021 9M22 25.0 24.3 24.1 180.0 568.3 601.7 627.4 160.0 20.0 610.9 537.5 140.0 14.6 15.2 503.9 15.0 13.4 13.2 442.5 120.0 438.0 14.74.1 12.61.9 300.0 391.4 100.0 10.0 1.11.6 9.1 8.1 200.0 100.0 80.0 7.5 6.2 5.8 5.8 60.0 5.0 5.5 5.2 5.21 5.0 4.4 1.9 6.6 6.9 7.0 4.1 2.4 2.5 40.0 1.41.7 0.0 20.0 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 9M22 ΑΙΑ FWD TLI MTL KTAL BLA AZAY PLT OLIC GT Others New Business Premium Total Premium * New Business Premium in 9M22 Bt124.2bn Source: The Thai Life Assurance Association Note: Total Premium = New Business Premium + Renewal Premium; New Business Premium = First Year Premium + Single Premium บริการทุกระดับประทับใจ 94
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