Investor Presentaiton
Background and purposes of the transformation to a holding company structure
(establishment of Hirogin Holdings, Inc.)
◆ By transforming to a holding company structure in October 2020, we seek to build a regional comprehensive services group
that meets all the needs of its customers, with a focus on finance, based on our evolution toward a new Group
management structure.
☐ Background and purposes of the transformation to a holding company structure
Changing management environment
Population decrease, low birth rate,
societal aging
transformation
•
Continuing progress with digital
•
Continued low interest rates
.
•
•
Easing of regulations under the Banking
Act etc.
Entry from other industries
Increasingly diverse, complex, and
advanced needs
Aiming to become a
regional comprehensive
services group
High potential for four local prefectures
The Bank's four local prefectures
Okayama
Hiroshima
that meets all the needs of
its customers, with a focus
Yamaguchi
on finance
Ehime
Population
Approx. 7.51 million
Rivals Aichi Prefecture
Source: Ministry of Internal Affairs and
Communications, Basic Resident Register
Populations (January 2019)
GDP
Approx. 31 trillion yen
Rivals Kanagawa Prefecture
Source: Cabinet Office (FY2016)
Initiatives
Enhance group synergy
Further expand the
operation axis
Strengthen group
governance
☐ Future timetable for transformation to holding company structure
H1, FY2020
H2, FY2020
June
25
Annual Shareholders Meeting to approve the
share transfer plan
Oct. 1
Date on which the incorporation of the Holding Company will be registered
Date on which the shares of the Holding Company will be listed
Date on which our
shares will be delisted
Sept.
29
Start of holding company structure
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