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Investor Presentaiton

Distance to MDA restrictions as of 1 January 2022 Reminder: Pillar 2 is composed of: "Pillar 2 Requirement" (public), applicable to CET1, Tier 1 and Total Capital ratios "Pillar 2 Guidance" (not public), not applicable for distributable amount restrictions (MDA - Maximum Distributable Amount) Capital requirements as at 01.01.221: Capital requirements as at 01.01.221 Countercyclical buffer P2R G-SIB buffer Conservation buffer Pillar 1 13.28% 10.97% 0.03% " CET1: 9.23% Tier 1: 10.97% 9.23% 1.50% 0.03% Total Capital: 13.28% 2.50% 0.03% 1.50% 1.50% 1.25% 2.50% MREL requirement as at 01.01.22 : 2.50% 0.94% Distance to M-MDA restriction in force since 01.01.22 but not constraining, as higher than the distance to MDA restrictions 0.70% 8.00% 6.00% 4.50% Distance as at 01.01.22 to Maximum Distributable Amount restrictions² equal to the lowest of the calculated amounts: €21.8bn CET1 Tier 1 Total Capital Ratio 16.4% BNP Paribas Capital ratios as of 1 January 20223 12.9% 14.0% Distance³ as of 1 January 2022 to Maximum Distributable Amount restrictions² 365 bps €26.1bn 305 bps €21.8bn 310 bps €22.3bn 1. The increase of Pillar 2 Requirement (P2R) will only be effective in March 2022, including a countercyclical capital buffer of 3 bps; 2. As defined by the Article 141 of CRD4; 3. Calculated on the basis of pro forma capital as of 1 January 2022, after deduction of €235m of no longer eligible capital instruments, and of RWA (€714bn) as of 01.01.22 BNP PARIBAS The bank for a changing world 2021 Full Year Results | 100
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