Environmental Exposures and Lender Concerns

• Role of Environmental Issues in a Commercial Transaction (including lending) Materiality will obviously vary from deal to deal. Perception of issue as material is as important as reality. (Examples - mold or asbestos) Trap to be avoided is reducing efforts to address environmental issues based on lower value of facility or property. Party must make that choice being fully advised of risks. Bank's role in attempting to minimize environmental risks associated with the collateral can benefit borrower. 6

View entire presentation