Investor Presentaiton
NPAs and Other operations
Non Performing Assets (NPAs)
Other
(in Єmm)
Net loans
Assets
H123
H122
Adifference, %
(in Єmm)
H123
H122
Adifference, %
2,212
2,436
(9%)
Assets
4,066
4,158
(2%)
3,945
5,088
(22%)
TBV
843
748
13%
Total revenues
.....
54
72
(25%)
Total revenues
9
13
(31%)
Recurring Operating
Recurring Operating
(43)
(53)
(19%)
(25)
(14)
76%
expenses
expenses
Normalised Profit
(67)
(53)
27%
Allocated CET1 @ 13%
472
650
(27%)
Normalised Profit
Allocated CET1 @13%
(13)
10
187
230
(19%)
ROCET1 ratio 1
(31%)
(23%)
35%
ROCET1 ratio 1
(15%)
12%
5%
Contribution to
Group Revenues,
H1’23
(19%)
Contribution to
Group recurring
profits², H1'23
1%
Contribution to
Group Revenues,
H123
(4%)
Contribution to
Group recurring
profits², H1'23
11 Return on FL CET1 employed capital at 13% management target. 21 Includes profit after tax from Performing Assets; Based on Normalised profit after tax. 31 Based on Normalised profit after tax
23
ALPHA
SERVICES AND HOLDINGSView entire presentation