Investor Presentaiton

supporting guidance on profitability, asset quality and capital Profitability | € b Asset quality¹ | € b Coverage% 77.5% 80.8% >80% >80% NPE% 6.9% 6.1% c6% c3% ROTE%2 8.1% 9.2% c9% c10% COP 0.45 0.28 Core Income 1.5 0.8 NPES €b 2.1 1.9 1.8 0.7 c1.1 0.49 FY21 1H22 FY22 guidance FY24 guidance Capital | % 16.7% & 15.6% pro forma EVO Payments merchant acquiring completion -0.4 Opex -0.8 -0.8 -0.1 CAD FL% 15.5 COR -0.3 3 16.1 16.2 CET1 FL% 14.9 15.0 FY21 1H22 FY22 guidance FY24 guidance FY21 1H22 FY22 guidance 1. Domestic | 2. ROTE calculated as core PAT (excl trading, other income and disc. ops & one-offs) over normalized tangible equity | 3. excluding potential MREL related issuances in 2022. Room for additional c200bps AT1/T2 National Bank of Greece 2Q22 results Key Highlights FY24 guidance NATIONAL BANK OF GREECE 6

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