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Investor Presentaiton

AMUR CAPITAL CAPITAL STRUCTURE, REGULATORY & GOVERNANCE ■ There are approximately $485 million preferred shares outstanding (~1,700 accounts) ryanmortgage The Company has a very simple capital structure: (i) 1 Preferred Share = $1.00 = 1 Vote (ii) Preferred Shares receive 100% profits Leverage is employed with a $250 million operating line of credit provided from a syndicate of six chartered Canadian banks Management is subject to monthly bank compliance reports, quarterly board reviews, an annual bank audit and an annual financial statement audit (MNP LLP) REGULATORY OVERSIGHT Province Investors BC AB ON BC Securities Commission Alberta Securities Commission Ontario Securities Commission* Mortgage Lending Activities British Columbia Financial Services Authority Real Estate Council of Alberta Financial Services Regulatory Authority of Ontario * Amur Capital is not registered as an Exempt Market Dealer ("EMD") in Ontario. Amur Capital has engaged Intrynsyc Capital Corporation, which is registered under the securities laws of the Province of Ontario, to act as the EMD for Amur Capital's funds in Ontario. 12
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