Scotiabank Earnings Growth and Risk Review

Scotiabank Scotia Capital - stable revenues Revenue, $ millions 800 700 600 500 400 300 200 100 0 Q2/01 Q3/01 Q4/01 Q1/02 Q2/02 19 Investment Bkg/Trading Corporate Banking International - good earnings ex-Argentina Scotiabank Net income, $ millions * $149 $175* $150 ■ Caribbean A another strong quarter ■ Latin America ➤ Inverlat: earnings momentum - lower Brady bond revenues ■ Asia A stable Q2/01 Q1/02 Q2/02 net loss of $(365) million after charges for Argentina 20

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