Quarterly Trended Statement Of Operations

Balance Sheet Trends Deposits of $74B, down 9% YoY; loans and leases down 2% YoY LOANS & LEASES ($B) DEPOSITS ($B) * ** Auto $111 ■ C&I Leases ■CRE ■Res. Mtg ■Other $108 $107 $107 $109 Money Market $81 NIB Deposits ■IB Deposits ■Savings ■ CDs $82 $79 $79 3 $74 10 9 16 15 15 15 16 16 15 15 3055 6 9 6 6 6 13 16 13 16 13 14 14 15 25 24 24 23 23 23 22 22 21 24 24 23 22 22 20 21 20 43 43 43 2Q21 3Q21 43 43 33 4Q21 ASSETS ($B) 44 35 1Q22 2Q22 33 33 34 35 2Q21 3Q21 4Q21 32 32 1Q22 2Q22 LIABILITIES & EQUITY ($B) 2 1 Gross Loans $155 Investments ■Leases $159 $156 ■Short-Term Funds Other Assets $165 IB Deposits $155 ■Borrowed Funds $156 NIB Deposits $159 Equity Other Liabilities $165 $154 $154 12 9 11 14 23 8 9 27 13 14 17 19 19 10 23 14 15 16 16 15 15 25 22 24 24 22 21 24 23 22 20 19 24 18 19 19 43 33 44 44 41 41 40 43 33 94 92 92 92 92 92 42 83 93 56 55 55 2Q21 3Q21 4Q21 1Q22 2Q22 Santander 1 Other assets includes securities purchased under repurchase agreements * 2 Other liabilities includes securities sold under repurchase agreements Non-interest-bearing deposits ** Interest-bearing deposits 59 59 557 57 54 2Q21 3Q21 4Q21 1Q22 2Q22 10

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