Investor Presentaiton
HOUSING LOAN DEFERRALS
AUGUST 2020
BOQD
GROUP
.
SUMMARY
79% of customers remained on BRP after the 3 month check-in
period
• 17% of customers withdrew from the BRP at the 3 month
check-in
On expiry, 43% of customers have recommenced repayments
after the payment deferral (of the 4.9% expired as at August)
• 52% of customers with expired loan deferrals (as at August),
require support beyond the initial 6 month repayment deferral
period
HOME LOAN DEFERRAL - EXPIRY TERM
First term current
deferrals, 94.8%
C
Expired term
deferrals, 4.9%
Extension term current
deferrals, 0.3%
HOME LOAN DEFERRAL - CHECK IN OUTCOMES
Remain on deferral
package, 79%
C
Seeking relief beyond
6 months, 3%
Change to interest
only, 1%
Cancel relief
package, 17%
Bank of Queensland Limited 2020 Full Year Results Presentation
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