KASIKORNBANK Financial Overview
K
EXCELLENCE
Asset Quality
March 2013 (Consolidated)
8
(%)
NPL Ratio
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
Coverage Ratio
(%)
150
127.12 131.83 138.62
111.02
91.64
100
6
3.76
4
2.91
2.45
2.16
2.09
50
2
0
0
2009
2010
2011
2012
1Q13
2009
2010
2011
2012
1Q13
NPL ratio improved to 2.09% in 1Q13
Coverage ratio was 138.62%; this ratio has been maintained above 100% since 2Q10
2009
2010
2011
2012
1Q12
1Q13
4Q12
1Q13
NPL Ratio (%)
3.76
2.91
2.45
2.16
2.35
2.09
2.16
2.09
Coverage Ratio (%)
91.64
111.02
127.12
131.83
133.79
138.62 I
131.83
138.62
บริการทุกระดับประทับใจ
55
55
K
EXCELLENCE
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
Impairment Loss of Loans and Debt Securities (Provision) and Credit Cost
March 2013 (Consolidated)
Impairment Loss of Loans and Debt Securities
Credit Cost
(Bt bn)
9.38
10
8
8.39
7.35
6.70
6
4
2
0
2009
2010
2011
2012
(bps)
150
102
100
3.53
50
1Q13
0
2009
66
99
64
66
99
2010
2011
2012
105
1Q13
Higher provision expense was set aside in 1Q13, amid the economic expansion and the satisfactory
performance of the Bank, to serve as a countercyclical provision to prepare the Bank for any potential
future economic downturn or the changing economic circumstance, both domestic and abroad
Credit cost rose to 105bps in 1Q13; credit cost will range between 70 - 80+ bps in 2013
Impairment Loss of Loans and Debt Securities (Bt bn)
Credit Cost (bps)
2009
9.38
2010
2011
2012
1Q12
1Q13
4Q12
1Q13
6.70
7.35
8.39
1.83
3.53
2.65
3.53
102
66
64
66
60
105
81
I 105
บริการทุกระดับประทับใจ
56View entire presentation