Investor Presentaiton
Income Statement
GENTERA
GENTERA
% Change
% Change
1Q14
1Q13
4Q13
1Q13
4Q13
Interest income
Interest expense
3,346
2,932
14.1%
3,346
0.0%
208
201
3.5%
213
-2.3%
Net Interest Income
3,138
2,731
14.9%
3,133
0.2%
Provisions for loan losses
255
372
-31.5%
487
-47.6%
Net interest income after provisions
2,883
2,359
22.2%
2,646
9.0%
Commissions and fee income
195
141
38.3%
213
-8.5%
Commissions and fee expense
156
128
21.9%
161
-3.1%
Trading gains (losses)
Other operating income (expense)
3
(31)
N/C
16
-81.3%
Operating Expenses
1,952
1,477
32.2%
1,859
5.0%
Net operating income
973
864
12.6%
855
13.8%
Total income before income tax
973
864
12.6%
855
13.8%
Income tax
Current
Deferred
Net income
Participation (in net income) from controlling company
Participation (in net income) from non-controlling company
422
372
13.4%
106
298.1%
(70)
(17)
N/C
52
N/C
621
509
22.0%
697
-10.9%
614
508
20.9%
727
-15.5%
7
1
N/C
(30)
N/C
29
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