Investor Presentaiton

Public = Non-Funded Income Strong non-funded income growth on F&C and FX income, underlining strategic focus on revenue diversification Non-Funded Income (AEDmn) +1% 984 970 853 724 611 4Q 22 1Q 23 2Q 23 3Q 23 4Q 23 QoQ -37% +18% +18% +15% Non-Funded Income Composition (%) Foreign exchange income 14.4% 456mn Risk participation 3.8% 121mn Trade related 4.5% 144mn Cards income 22.2% 703mn FY 23 3,172mn مصرف أبوظبي الإسلامي ADIB ☐ Non-Funded Income Movement YoY (AEDmn) +18% 113 3,172 624 2,684 247 -497 Non-funded income FY 22 Investment income -34% Fees and commission income +18% Foreign exchange Other income income Non-funded income FY 23 +372% +942% Fee & Commission Income Movement YoY (AEDmn) Other 6.7% 214mn 1,368 55 -1 +18% 142 45 3 3 1,615 Investment income 30.7% 975mn Fee & commission Retail & others Retail & others income +11% Risk participation -1% Cards income Trade related Brokerage FY 22 +25% +46% +7% +8% Property Fee & management commission income FY 23 17.6% 559mn 31

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