Highlights of Q3 FY22 Results

Nine Months - Income Statement In Rs. Crore Interest Income¹ Interest Expense Net Interest Income Fee & Other Income Operating Income (Excl Trading Gain) Trading Gain² Operating Income Operating Expense¹ Pre-Provisioning Operating Profit (PPOP) Core Pre-Provisioning Operating Profit (Ex. Trading gain) Provisions² Profit Before Tax Tax Profit After Tax Section 5E: Key Financial Parameters Income Statement 9M FY21 Growth (%) 9M FY22 Y-o-Y 11,975 12,619 5% 6,555 5,582 -15% 5,420 7,037 30% 1,022 1,851 81% 6,442 8,887 38% 944 540 -43% 7,386 9,428 28% 4,938 6,970 41% 2,448 2,457 0% 1,504 1,917 27% 2,015 2,739 36% 433 (282) 108 (85) 324 (197) 1. Loan Servicing Fees paid to Business correspondents (incl IFBL) has been re-classified from interest income to operating expenses effective Q4 FY21, prior period numbers are also reclassed accordingly. 2. As per the RBI guidelines dated 30th Aug, 2021, provisions/write-back for mark-to market depreciation on investments in AFS and HFT has been classified under "Other Income", prior period numbers are reclassed accordingly 73 IDFC FIRST Bank

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