Trupanion Investor Presentation

Unit Economics¹ - Single Ave. Subscription Pet Monthly ARPU $63.67 Paying Veterinary Invoices. (47.35) Variable Expenses (providing 24/7 fast service) (6.26) Fixed Expenses (G&A + IT) (2.75) Cash generated per month, prior to capital charge Capital Charge³ Cash generated per month 2) Metrics presented on a trailing twelve month basis for the period ended 3.31.23 Calculated as 1/monthly churn. Estimated at 1% of ARPU. $7.31 x 74.1 months2 = $541 LVP, incl fixed expenses (0.64) $6.67 x 74.1 months2 = $494 trupanion™ 16

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