Investor Presentation December 2021
Indicators
Dhanlaxmi Bank
established 1927
Rs. in Crore
Particulars
Q3 FY 21
Q4 FY 21
Q1 FY 22
Q2 FY 22
Q3 FY 22
Yield on Advances (%)
10.29
9.99
9.12
9.56
9.62
Yield on Investments (%)
5.71
5.57
5.09
5.10
5.18
Cost of Deposits (%)
5.28
5.22
4.64
4.60
4.56
Cost of Funds (%)
5.39
5.28
4.75
4.70
4.67
Net Interest Margin (%)
2.95
2.82
2.66
2.85
2.94
Cost/Income Ratio (%)
72.58
81.01
85.04
82.05
80.71
Return on Assets (%)
0.34
0.29
0.21
0.16
0.13
Return on Equity (%)
4.93
4.30
3.13
2.38
1.95
EPS (%)
1.26
1.47
0.27
0.41
0.51
Book Value (Rs)
33.94
34.15
34.42
34.57
34.66
Market Capitalisation
369.40
375.22
400.27
409.88
375.72
CRAR Basel III (%)
14.16
14.47
14.57
13.64
13.13
Core CRAR
10.99
11.31
11.75
10.98
10.52
RWA Basel III (in Cr)
5990.18
6057.22
5812.44
6115.45
6388.36
Ratio of RWA to Total Assets
46.77
46.25
45.00
46.22
47.29
Provision Coverage Ratio
92.68
74.20
75.66
74.18
77.55
Investor Presentation December 2021
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