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Investor Presentaiton

Corporate & Institutional Banking - 2021 Increase in activity and sharp rise in results Very good activity level in all businesses • Financing of the economy: increase in total volume of transactions led compared with 2020 high level, driven by equity issuance¹ Markets: normalisation of client activity on forex, credit and rate markets after exceptional 2020 market circumstances; strong client activity in equities and prime services Securities services: steady increase in assets and high level of transaction volumes throughout the year Two strategic deals completed in 2021 • • Exane fully consolidated as of 1 July 2021 Transfer of systems, clients and key staff from Deutsche Bank's prime brokerage and electronic execution completed on schedule, in 2021 Revenues: €14,236m (+3.4% vs. a high 2020 base, +17.8% vs. 2019) +4.1% vs. 2020 at constant scope and exchange rates Strong rise in Corporate Banking (+7.6% vs. 2020) Good performance of Global Markets (stable vs. very high 2020 base, +22.4% vs. 2019) Strong increase in Securities Services (+5.1% vs. 2020) Growth in revenues €bn +3.4% 14.2 13.8 12.1 2019 2020 2021 #3 CIB in EMEA² 9M21 revenues in €bn #1 #2 Operating expenses: €9,400m (+5.4% vs. 2020) #3 BNP PARIBAS #4 • +4.0% vs. 2020 at constant scope #5 and exchange rates Development of activity and Pre-tax income: €4,721m (+36.7% vs. 2020) Impact of taxes subject to IFRIC 21 (+€95m vs. 2020) • +47.2% vs. 2019 Steep decrease in the cost of risk • targeted investments 1. Source: Dealogic as at 31.12.21, issuances led on the syndicated loan, bond and equity markets; bookrunner in volume, apportioned amount; 2. Source: Coalition Greenwich Competitor Analytics. Ranking includes the banks of the Coalition Index. EMEA: Europe, Middle East and Africa BNP PARIBAS The bank for a changing world 2021 Full Year Results | 29
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