2022 Interim Results
Strong Support for the Real Economy via Various Approaches
Strong and effective credit issuance in
key regions
Strengthened support to ensure
the supply chain remains stable
Provided integrated investment and financing
services via various approaches
Supported the recovery of residents'
consumption
RMB corporate loan balance of loans reached RMB 11.1 trillion
Loans to the manufacturing industry grew rapidly
.
Loans to the manufacturing industry increased by RMB 202.3 billion
from the beginning of the year, an increase of 14.4%
Medium and long-term loans to the manufacturing industry increased
by RMB 164.2 billion from the beginning of the year, an increase of
24.4%
Loans to the technology industry and strategic emerging
segments exceeded RMB 1 trillion
Loans to strategic emerging segments increased by RMB 245.8
billion from the beginning of the year, an increase of 26.7%
Loans to the technology industry increased by RMB 264.6 billion from
the beginning of the year, an increase of 30.1%
Loans to high-tech enterprises increased by RMB 256.9 billion from
the beginning of the year
Support for private enterprises continued to increase
Continued to deepen the strategic cooperation with All-China
Federation of Industry and Commerce
Balance of loan to private enterprises was RMB 4.15 trillion, an
increase of 14.5%
Gave full play to the role of supply chain finance in guaranteeing, stabilising
and strengthening the chain
Expanded key areas such as advanced manufacturing, "specialised, refined,
peculiar and new" enterprises, outstanding manufacturing enterprises,
leading agriculture-related enterprises, and green industrial chains
Supply chain "CCB e-Credit" provided supply chain financing support of
RMB 438.9 billion to over 70,000 customers in 4,113 core enterprise industry
chains
Coordinated to meet reasonable capital needs in the real estate sector
Balance of loans to the real estate sector was RMB 762.8 billion, an increase
of 4.5%
Successfully issued three real estate-related M&A notes
The balance of M&A loans to key housing enterprise risk disposal projects
was RMB 2.27 billion
Played its role in ensuring the financial support for thermal power
enterprises and coal enterprises
Loans to thermal power and the coal industry were RMB 96.6 billion and
RMB 62.3 billion, respectively
Guaranteed financial services for key enterprises in the field of pandemic
prevention and control
Established a "whitelist" for key customers in key fields including pandemic
prevention and control and security of people's livelihood
Increased efforts in government bond subscription and
underwriting
.
Underwrote government bonds and policy financial bonds of close to RMB
360 billion, leading the market in terms of underwriting volume
Subscription of local government bonds amounted to RMB 850 billion,
maintaining its top position in the market
Proactively served the financing needs of real enterprises
Provided direct financing for real enterprises with a scale of RMB 1.8 trillion,
outperforming in the market
Underwrote first batch of transition bonds, sci-tech innovation notes, and
M&A notes related to the real estate industry and other innovative bonds
Serving over 130,000 investment banking clients leveraging on Smart
Investment Bank Ecosystem
Wealth management products effectively invested in key areas in
the real economy
Support to the real economy reached RMB 1,257.8 billion
Balance of support to infrastructure construction was RMB 127 billion
Balance of support to key regions such as Beijing-Tianjin-Hebei Region,
Yangtze River Delta Region, Guangdong-Hong Kong-Macau Greater Bay
Area reached RMB 641.3 billion
Provided high-quality financial services for credit card
customers
Proactively launched promotional activities.
Advanced the construction of preferential merchant scenarios and
speeded up the installment campaign for merchants
Built an auto finance platform and "CCB Home Decoration Carnival"
Increased cooperation with new energy vehicle brands to support
green consumption
Spending amount via credit card was RMB 1.44 trillion, and the
balance of personal consumption loan was RMB 910.3 billion
Optimised online personal consumption loan products
Formed a contactless lending service model where the entire process
is online and operated by the customer
Innovated a new consumption finance model around the areas of
people's lifestyle consumption and emerging consumption upgrade
Served over 20 million customers with over RMB 2 trillion credit
amount
● 中国建设银行
China Construction Bank
25
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