Investor Presentaiton

3 BANK99: NEW STARTING POINT WITH MORE CRITICAL MASS Next phase following acquisition of the ING retail business in Austria Complementary strengths in the product structure bank99 Retail and digital bank Customers bank 99 <...> bank 99 Next Steps Current accounts 99 Investments ING Payment transactions ING Financing INVESTOR PRESENTATION Investor Relations Vienna, 13 May 2022 245,000 316 Employees Balance sheet total EUR 2.9bn Credit volume EUR 1.4bn Investment products EUR 560m Branch offices 1,748 321 +- x = Number of self-service devices SB 475 ZONE Technical integration Organisational integration Product integration - Investments - Financing/ new consumer credit 99€ anlage 99 Hala 20 20

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