Investor Presentaiton

OUR PROFILE | BSF AT A GLANCE We operate a universal banking business model with a diversified base of earnings Total revenues contribution 9M 2019, SAR BSF Investor Relations 2,326mn 45% CORPORATE 1,406mn 27% RETAIL 5,167mn " 1,219mn 24% GLOBAL MARKETS & ALM 215mn 4% INVESTMENT BANKING 5

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