Investor Presentaiton
Comparison: Q-o-Q (3 M)
FEDERAL BANK
YOUR PERFECT BANKING PARTNER
RETAIL
WHOLESALE
Retail
Agri
BuB#
CoB#
CIB
Total Advances
-3%
5%
4%
Advances
7%
Deposits
Performance
Ratios
5%
2%
39649-42247 14915 -> 15661
->
11134 11652
12416 12932 47093 -> 45689
125209128180
CASA
CASA Ratio
NRE Deposits
Retail Deposits
6%
80
bps
33.6834.48
52786 55740
Net Interest Income
Core Fee Income
2%
2%
61560 62505
Operating Profit
145783149278
Net Profit
-4%
4%
24%
1380 -> 1437
288 -> 357
1007 -> 963
Cost Income Ratio
Gross NPA %
Net NPA %
31%
308 -> 404
Profit Per Employee (in
Lac)
310
bps
-13
bps
-39
bps
30%
46.72 49.82
* Credit segments are realigned at the beginning of every FY.
2.84 -> 2.71
0.99 -> 0.60
9.86 - 12.85
->
#SME split into BuB & CoBView entire presentation