2Q 2022 INVESTOR PRESENTATION

NPL Coverage NPL coverage improved YoY Stage-Wise Financing, Gross (SARbn) +4% 123.5 2.8 125.5 130.3 133.0 135.1 6.9 2.9 6.8 29 2.3 2.7 2.6 9.1 8.9 8.9 113.8 115.8 118.9 121.4 123.6 QoQ 2Q 21 +2% 3Q 21 +4% 4Q 21 +2% 1Q 22 +2% 2Q 22 Stage 1 Stage 2 Stage 3 NPL Coverage Ratio (%) 300% Stage-Wise Coverage (%) 67.1% 75% 61.0% مصرف الإنماء alinma bank Stage-Wise Financing, Gross Composition (SARbn) 62.6% 62.1% 58.4% 55% 177.1% 200% 150.0% 150.1% 139.7% 146.4% 35% 23.0% 24.5% 22.0% 19.2% 19.4% 100% 15% 0% 0.5% 0.5% 0.5% 0.5% 0.5% -5% 2Q 21 3Q 21 4Q 21 1Q 22 2Q 22 2Q 21 3Q 21 4Q 21 1Q 22 2Q 22 ■Stage 1 Stage 2 Stage 3 2Q 2022 INVESTOR PRESENTATION 2% 7% 135.1 Stage 1 Stage 2 Stage 3 91% Management Commentary ■ NPL coverage improved 10.4ppts YoY but declined 27.Oppts YTD to 150.1%. Stage 1 coverage remained stable YTD at 0.5%. Stage 3 coverage decreased due to recent movement of some accounts from stage 2 with lower coverage. 33/50

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