Affirm Results Presentation Deck

Q4'22 Loan Balance and Net Charge-offs by Loan Origination Year as of June 30, 2022 2022 Amortized Cost Basis by Fiscal Year of Origination Total $ Current period charge-offs Current period recoveries Current period net charge-offs Notes: affirm) 1. Metrics are unaudited 2,288,907 $ (69,505) 3,108 (66,397) 2021 158,318 $ (10,311) 4,124 (6,187) 2020 37,607 $ (2,094) 1,839 (255) 2019 618 (425) 758 333 $ 2018 82 (107) 292 185 $ Prior 2 (21) 175 154 $ Total 2,485,534 (82,463) 10,296 (72,167) 25

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