Interim Results

MAXIMISING OUR EXISTING BUSINESSES Cruise and Travel* Strong Ocean Cruise bookings and progress on River Cruise alongside launch of new digital Travel business 66% Ocean Cruise load (HY 2021-56%) factor Insurance Challenging market conditions with steps taken to return to growth €74 £318 8.8 36% +3% Ocean Ocean Cruise Ocean Cruise first per diem time buyers total policies in force motor and home margin (HY 2021-£294) (HY 2021-48%) per policy (HY 2021-£76) Cruise guest satisfaction (out of 10) (HY 2021-9.0) 83% motor and home retention (HY 2021-81%) 50% motor and home direct share (HY 2021-58%) Launched new Travel offer £2,241 Travel ave. revenue per customer (HY 2021-£2,000) Launched premium jet touring 27k River Cruise and Travel passengers (HY 2021-1k) (8%) motor and home policy sales (HY 2021 +0.5%) Launch of standard one-year motor product *Cruise refers to our Ocean Cruise and River Cruise businesses. Travel refers to Saga and Titan Travel's touring, stays and tailor-made products £18m prior-year reserve releases (HY 2021-£18m) 110% current year COR (HY 2021-88%) 5 Interim results for the six months ended 31 July 2022 SAGA

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