Investor Day 2023

Financial outperformance driven by digital transformation Revenue (S$b) 10.8 Top 20 growth +6% CAGR 16.5 Net profit (S$b) 4.5 Top 20 growth +9% CAGR 8.2 Return on Equity¹ (%) 11.2% Rank #44 Top decile 15.0% Rank #8 ROE Improvement 2015 2022 2015 2022 2015 2022 1 Global peer universe comprises the 100 largest banks by assets. Data as at 31 December 2022 ☑DBS CHNG Sok Hui Chief Financial Officer 940am Presentation Group Financials 2.5%pt Structural 1.3%pt External & Others 6

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