Investor Presentaiton

3.62% 74.68% 79.34% 77.07% 3.19% 3.26% 3.36% 75.49% 3.43% 76.42% Asset Quality DCB BANK 1.37% 1.28% 1.19% 1.22% 1.04% Dec-22 Mar-23 Jun-23 Sep-23 Dec-23 GNPA NNPA Provision Coverage Ratio Gross NPA Movement Dec-22 Mar-23 Jun-23 Sep-23 Dec-23 (INR Crores) Product wise Gross NPA (INR Crores) Dec-22 Mar-23 Jun-23 Sep-23 Dec-23 Opening Balance (A) 1,249 1,223 1,123 1,181 1,281 Mortgages 290 270 316 361 420 (+) Fresh Slippages 401 267 340 393 426 SME+MSME 147 130 138 154 165 (+) Addition to Existing NPAs 2 2 2 2 2 Sub-Total (B) 403 269 342 395 428 Corporate 215 199 221 228 228 (-) Recoveries 155 142 104 104 120 AIB 290 274 294 300 324 (-) Upgrades 220 164 107 185 219 Gold Loans* 29 19 24 42 32 Sub-Total (C) 375 306 211 289 339 (-) Write Offs / Sacrifice (D) 54 63 73 6 2 Commercial Vehicle 208 179 152 155 157 Closing Balance (A+B-C-D) 1,223 1,123 1,181 1,281 1,368 Others 44 52 36 41 42 Fresh Slippage Ratio 5.20% 3.28% 3.99% 4.48% Recoveries & Upgrades to Slippages 93% 114% 62% 73% 4.63% 79% Total 1,223 1,123 1,181 1,281 1,368 *Includes Co-Lending 25 25

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