Quarterly Trended Statement Of Operations slide image

Quarterly Trended Statement Of Operations

Debt & Total Loss-Absorbing Capacity 1 As of Q2 2022, SHUSA met the Federal Reserve's TLAC and LTD requirements with 23.5% TLAC, 6.6% eligible LTD and a CET1 ratio of 16.9% In January 2022, SHUSA issued a $1.0B, 6nc5 Senior Unsecured transaction at 2.49% In April 2022, privately placed $434M of senior notes at SOFR +135bps In June 2022, public issuance of $500M of senior notes at 4.26% Debt Maturity Schedule² ($ In billions) $2.2 $2.6 $1.0 3.45% $1.8 $1.0 3.40% $1.4 $0.8 2.88% $1.0 $1.1 $1.0 4.50% $1.0 3.24% $1.2 3ML+110bps $0.5 $1.0 3.50% 4.40% 2.49% $0.5 4.26% $0.4 SOFR+135bps 2.88% 2023 2024 2025 2026 2027 2028 2031 Public issuance Internal TLAC Private placement Santander 1 SHUSA's requirement is 20.5% for TLAC and 6.0% for LTD as a percentage of risk weighted assets 2 Senior debt issuance. Data as of June 30, 2022 3-Month LIBOR 19 19
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