bank bjb Financial Performance Review

12 (Rp Tr) 10 8 6 4 2 Commercial Loans Bank Only 6.3 1Q21 bank bjb Commercial Loans % SML % NPL YOY Key Indicators 1Q22 1Q23 (%) (%) 15 Loans Outstanding 14 6,988 9,364 +34.00% (Rp bn) 13 Net Expansion 12 YtD (Rp bn) (499) (761) +52.39% 11 Avg. Loans Outstanding 2,262 2,678 +18.40% 10 (Rp mn) 9 No of Account 3,090 3,497 +13.17% 8 - 7 10.1 Loan Yield (%) 8.2 7.5 -0.7 9.6 6 9.4 8.2 8.3 5 7.5 7.0 6.7 T 2Q21 3Q21 4Q21 1Q22 2Q22 T 4 YOY Asset Quality 1Q22 1Q23 (%) 3 - 2 Special Mention 1.7 3.9 +2.2 1 T 0 3Q22 4Q22 1Q23 NPL 7.3 5.6 -1.7 24

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