Sterling Bank National Branch Network
Sterling Bank at a Glance
FY 2010
FY 2009
Description
(N'B)
(N'B)
Total Assets
277.1
221.3
Customer Deposits
203.1
161.3
Net Loans
103.8
82.9
Shareholders' Fund
26.1
21.1
Common shares
12.5
12.5
outstanding
12.7%
12.0%
Capital Adequacy
Ratio (%)
Profit before Tax
FY 2010 FY 2009*
5.OB (7.2)B
40k (72)k
211.5%
Earnings per Share
Cost/Income Ratio**
76.3%
Return on Average
Equity
21%
(27)%
Our Identity
■ Nigeria's pre-eminent investment
banking franchise
■ Growing presence in retail banking
Strong leadership brands across all
financial services segments
■ Sound Corporate governance model
■ Excellent technology infrastructure
and innovative products
People-oriented customer-focused
institution 'One Customer' Bank.
■ Scale with clear intent. Managed.
diversification of the business model
■ Long-term stable ownership base to
support strategy
+
* 2009 P&L figures annualized
**Including Allowances for Risk Assets
1.
Sterling Bank
The one-customer bank.View entire presentation