2022 Highlights - PagoNxt & Santander UK

Environmental, Social and Governance Our ESG approach is embedded in all our businesses Green finance¹ SCIB Teams & Culture Women in senior positions5 Global eNPS6 c.29% c. €91bn Project finance Renewables² #2 global leader 54 (16 higher than companies average) SIA Equal pay gap c.1% Consumer businesses Aiding our customers' green transition and supporting our teams, strengthening our culture and promoting financial inclusion Electric vehicles €4.8bn WM&I Socially responsible investment AuMs4 €53bn 0000 Santander Social & Governance Rest³ €0.3bn Financial inclusion ahead of targets Financially empowered TTTY >10mn people since 2019 Innovative Partnerships: (RED) & Innoenergy Microcredits (LatAm) >€900mn Corporate Governance Board gender composition 40% women Note: 2022 provisional ESG figures. New business in 2022, unless stated otherwise. (1) Cumulative since 2019. Public target of €120bn by 2025 and €220bn by 2030. (2) According to Infralogic Dec-22 (3) Includes bicycles, solar panels, electric chargers, green heating systems, etc. (4) AuMs classified as Article 8 and 9 funds (SFDR) from SAM, plus third-party funds and other ESG products according to EU taxonomy from Private Banking. We apply equivalent ESG criteria to SAM's funds in Latin America. (5) Senior positions make up 1.2% of the total workforce. (6) Employee net promoter score. According to external benchmark Workday Peakon Employee Voice. 14

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