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Investor Presentaiton

Capital and Liquidity ...while maintaining robust capitalization and liquidity positions, well within regulatory requirements. = Capitalization Ratios (%) =Liquidity Ratios (%) مصرف أبوظبي الاسلامي ADIB 25% 100% 84.4% 19.2% 19.1% 19.5% 83.1% 82.4% 84.1% 86.6% 85.1% 18.6% 18.1% 18.0% 20% 80% 80.6% 79.6% 78.9% 80.5% 81.4% 80.0% 15% 18.1% 18.0% 18.4% 17.5% 60% 17.0% 16.9% 10% 13.3% 13.3% 13.8% 12.9% 12.7% 12.8% 40% 20.9% 20.5% 19.9% 19.7% 16.0% 17.4% 5% 20% 0% 1Q 21 0% 1H 21 9M 21 FY 21 1Q 22 1H 22 1Q 21 1H 21 9M 21 FY 21 1Q 22 1H 22 CAR ratio CET1 ratio T1 ratio Eligible Liquid Asset Ratio (ELAR) Advances to stable fund ratio (AFR) FTD Ratio RWA (AEDbn) +9% = Capitalization (AEDbn) +6% Total Capital Movement YTD (AEDbn) 104.4 110.1 114.2 2.6 2.9 3.3 10.4 10.4 19.4 19.9 20.6 1.4 19.4 10.5 1.2 1.3 1.1 4.8 4.8 4.8 +6% -0.1 -0.1 20.6 91.0 96.4 101.2 +4% 13.5 13.9 QoQ +4% QoQ 14.6 4Q 21 1Q 22 2Q 22 4Q 21 1Q 22 2Q 22 Total Capital Net income FY 21 Tier 1 Sukuk cost Other Total Capital 1H 22 Credit Operational Market CET1 Additional T1 ■T2 37
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