Investor Presentaiton
AmBank Islamic entity level
| AmBank Islamic
Income Statement
YoY Growth
(1%)
>100%
10%
52%
(7%)
(38%)
7%
9%
7%
100
(2)
29
(41)
24
107
(3)
RM' mil
Net Interest
Income
Q1FY24
Q1FY23
Q1FY24 PAT
249
Non-Interest
Income
46
Total Income
Expenses
PBP
Impairment
PBT
Tax & Zakat
PATZ
295
(118)
177
(38)
139
(32)
107
251
17
268
(77)
191
(62)
129
(29)
100
Q1FY23 PAT
Positive growth in Q1FY24
Contraction in Q1FY24
Balance Sheet (RM' mil/%)
Key Ratios
FY23
Q1FY24
YTD Change
FY23
Q1FY24
YTD Change
Gross Financing
45,641
45,015
(1%)
GIF Ratio
1.14%
1.29%
0.15%
Gross Impaired Financing
521
580
11%
CTI
27.8%
39.9%
12.1%
Customer Deposits
45,253
45,365
Financing Loss Coverage
136.5%
124.8%
(11.7%)
CASA
17,785
13,624
(23%)
ROA
0.95%
0.71%
(0.24%)
CASA Mix
39.3%
30.0%
(9.3%)
AmBank Group
Q1FY24 Results - Investor Presentation
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